Get Approved
- Meet with your loan officer or mortgage consultant and be very clear about the loan details. (i.e. interest rates, closing costs, points, documents needed to process loan)
Know about up-front costs
- Good faith deposit, inspections, appraisal, homeowner's insurance
View homes with me
- Be specific and wants and needs, likes and dislikes; this will save time
Place your best offer
- Offer is made in writing
- Good faith deposit is needed at time of offer
- Pre-qualification letter is needed at time of offer
Secure your agreement
- Obtain "good faith" estimate - estimate of your closing costs
Choose your attorney
Conduct home and termite inspections
Appraisal is conducted by the bank
Loan is approved...celebrate!
Obtain Homeowner's Insurance and contact utility companies
Final walk-through of property
CLOSING!!!
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